“If there is one basic, fundamental, unchanging way of being smart with money it is this: 

You’ve got to have more coming in than you’ve got going out. 

And the way to make sure that this happens is by learning to prepare and control your personal budget.”

Duncan Bannatyne from TV’s  Dragon’s Den in his book How to be smart with money.

Helping you get your money under control......

HANDDS is an independent charity run by trained volunteers.  We offer individual coaching to help you draw up your budget, and also run short courses (one evening a week for 3 weeks) called Moneywise which teach budgeting skills, whether you’re starting from scratch or would like a refresher.  All our services are free and confidential.

Wherever you are on the financial spectrum – or wherever you are in your life – there are many benefits that come from a budget:-

• Feeling in control

• Staying out of debt

• Having agreement in the family on where money is going

• Making sure you spend money on what’s important to you

Our next Moneywise courses will be running in central Handcross, West Sussex as follows: 

Course 1:  28 February 2011, 7 March 2011 & 14 March 2011  (Monday evenings, 7.45 for 8.00pm – 9.30pm)

Course 2:   3 May 2011, 10 May 2011 and 17 May 2011 (Tuesday evenings, 7.45 for 8.00pm – 9.30pm)

The course is free and uses fictional examples throughout:  you may share some of your own experience or not, as you wish.  Contact us to book your place by leaving a message on our answer phone 01444 401458 or email info@handds.org.uk , or you can join on the evening.